About Us

The Business

In 2017 we founded Ecospend to power the next generation of payments and data services. We built our full stack technology from the ground up to bring new and innovative ideas to the growing world of open banking. At the end of 2020 we entered the Government’s Open banking tender in what was the most forensic analysis of the market. Our technology rose to the top and seven weeks later our bank to bank payments were live across HMRC.

The vision

Our core mission is to empower businesses of all sizes through open banking. We are here to disrupt big monopolies that rely on outdated legacy systems and expensive networks to provide cutting edge payment and data solutions that cut costs and improve customer journeys.


Paying your tax bill will soon be easier

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HMRC awards Open Banking contract to Ecospend

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DNA Payments partners with Ecospend for Open Banking payments

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My Digital and Ecospend open up banking services for the Quantum Workforce

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Ecospend Announce Payment Partnership with Ecommpay

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Open Finance for a Connected Society


About Ecospend

Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. Our proprietary end-to-end technology enables us to deliver agile and comprehensive solutions to our clients without the reliance on either third party or legacy systems.

Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2018.

Our mission is to fully leverage the myriad of opportunities brought by emer-ging Open Banking regulation in the UK, Europe and worldwide. Ecospend is authorised by the FCA for Data (AISP) and Payments (PISP) and has full API bank connectivity within the UK; we will be extending our bank coverage in key European markets during Q1 of 2021.

PISP – Payments

Simple. Secure. Low Cost.
An alternative to card payments
Our versatile payments solutions are seamlessly integrated across online and offline environments.
White labelled for partners and direct to consumer
Low cost and secure
Seamless user journey and instant clearance
Low-cost, secure payments and transfers
Bank to bank – no intermediaries, no expensive transaction fees

AISP – Data Services

Solutions in real time.
Verified Financial Data
Our Marketplace allows entire industries to transform the economics of their customer acquisition
and how they do business
Marketplace Solutions
Affordability Checks & Loan approvals
Customer onboarding and KYC
Bespoke Personal Finance Management tools

We pride ourselves on the quality of our proprietary technology,
underpinned by bank-grade security


Payments Services & Marketplace Solutions

Our proprietary technology underpins a product portfolio which is divided into two core areas: Payments
(pay-by-bank) services and Marketplace solutions with a unique proposition that uses decentralised crypto security to allow consumers to have full control over their data while providing frictionless access to brands.


Ecospend is growing fast and looking for inspiring, focussed and visionary people to join the team in London.
If you think you have what it takes, send your CV and a short covering letter to